OUR PRODUCT
Steady steps toward your goals
Get Ready for the Next Phase
Apply with confidence and ease
Nayla Finance
Your Partner in Growth!
Nayla is your ideal partner in supporting your micro enterprise across all vital sectors. Whether you're in retail, food and beverage, beauty, e-commerce, logistics, or personal services, Nayla provides you with the financing you need — up to SAR 100,000 — to accelerate your growth and pursue your ambitions with confidence and stability.
* Terms and conditions apply
WHY NAYLA?
Fast & Efficient
Receive your growth capital in just a few days with our streamlined digital process.
Tailored Scoring
Our unique scoring system understands micro enterprises. Unlike traditional banks, we evaluate your business based on its true potential and challenges.
Digital Experience
From application to approval, experience a seamless digital journey. No lengthy paperwork, no long queues. Get access to capital within a few days, not months.
Sharia-Compliant
Nayla aligns with all Sharia principles, offering ethically-grounded financial solutions that resonate with our customers' values and beliefs.
Nayla Finance
Your Partner in Growth!
How Does Financing Work With Nayla?
Experience ease and clarity with Nayla’s Financing. Here’s a step-by-step guide to how we make financing straightforward and accessible for your business.
1. Create an account (1 minute)
Create a new account using your mobile number
2. Apply Online (5 minutes)
Fill out our simple application form and submit your documents digitally
3. Your Application will be reviewed
Our tailored scoring system evaluates your application fairly and quickly
4. You Receive Funds
Once approved, receive up to 100k SAR directly to your account
Nayla Finance
Your Partner in Growth!
Pricing Example
Get a clear view of our flexible financing terms with these illustrative examples
Understanding Your Financing Options
| Financing Amount | 50,000 SAR |
| Financing Period | 12 months |
| Monthly Installment | 5,167 SAR |
| Total Repayable Amount | 62,000 SAR |
| Annual Percentage Rate (APR) | 61.53% |
| Admin Fee (including VAT) | 1,725 SAR |
| Financing Amount | 75,000 SAR |
| Financing Period | 12 months |
| Monthly Installment | 7,750 SAR |
| Total Repayable Amount | 93,000 SAR |
| Annual Percentage Rate (APR) | 61.53% |
| Admin Fee (including VAT) | 2,588 SAR |
| Financing Amount | 100,000 SAR |
| Financing Period | 12 months |
| Monthly Installment | 10,333 SAR |
| Total Repayable Amount | 124,000 SAR |
| Annual Percentage Rate (APR) | 61.53% |
| Admin Fee (including VAT) | 3,450 SAR |
Important Notes:
- Terms and conditions apply
- The cost of financing may vary according to the amount and duration of financing and the credit history of each customer
- The numbers presented are illustrative examples only and are not considered a commitment or an offer from Nayla Finance
- The last update was on May 18, 2025
What your Financing request could look like
Estimate Your Monthly Repayments
With Our Easy-To-Use Credit Calculator
- Financing rates are calculated based on the best Risk Category
- Depending your Credit Score offers may vary
- The overall loan repayment and monthly payments encompass the principal amount, profit, and administrative fees
